Description

For an international banking institution, we are currently looking for an experienced AML & Financial Crime Advisory Specialist (m/f/d) to join its Anti-Financial Crime function in Frankfurt.

The position offers the opportunity to take on a key role within the Second Line of Defence, providing expert advice on Anti-Money Laundering, KYC/CDD and broader Financial Crime matters. You will work closely with Front Office, Operations, Compliance and other control functions and provide risk-based guidance on complex customer relationships and business activities.

Your tasks

• Providing day-to-day AML and Financial Crime advisory support to business units and relevant control functions
• Acting as a subject matter expert on AML, KYC/CDD, Customer Lifecycle Management and broader Financial Crime matters
• Providing Second Line oversight and challenge in relation to customer onboarding, periodic reviews, trigger events and enhanced due diligence
• Reviewing and assessing complex customer relationships, ownership structures, business models and transactional activities from a Financial Crime perspective
• Assessing higher-risk customers and business activities, including relevant jurisdictional and reputational risk factors
• Supporting the assessment and investigation of potential suspicious activities and Financial Crime-related cases
• Providing risk-based guidance on the permissibility of transactions and business relationships in accordance with regulatory requirements, internal policies and the institution's risk appetite
• Supporting the ongoing development and enhancement of the AML and Financial Crime Compliance framework, including policies, procedures and controls
• Contributing to the implementation of regulatory developments and changes affecting AML and Financial Crime Compliance
• Preparing management information, governance materials and Financial Crime-related reporting
• Supporting internal and external audits, regulatory reviews and remediation activities
• Collaborating closely with local and international stakeholders across Compliance, Risk, Operations and the business

Your profile

• Several years of professional experience within AML Compliance, Financial Crime Compliance, AML Advisory, KYC/CDD or a comparable Anti-Financial Crime function within banking or financial services
• Strong understanding of German and European AML regulatory requirements and relevant banking regulation
• Practical experience in assessing complex customer relationships and Financial Crime risks
• Good understanding of KYC/CDD, Enhanced Due Diligence, beneficial ownership structures and Customer Lifecycle Management
• Experience providing AML-related advice to business stakeholders and challenging First Line decisions from a Second Line perspective
• Exposure to Financial Crime investigations, suspicious activity assessments or regulatory reporting processes is advantageous
• Knowledge of additional Financial Crime topics such as Anti-Bribery & Corruption, sanctions, adverse media and jurisdictional risk is beneficial
• Experience supporting regulatory reviews, audits or remediation programmes is an advantage
• University degree in Law, Business Administration, Economics, Finance or a comparable discipline
• Professional qualifications such as ACAMS, ICA or equivalent certifications are advantageous
• Fluent in English, German is a plus